Khorwal Financials
Meet Suman Khorwal
The mind, mission, and commitment behind Khorwal Financials
Founder & Principal Advisor
Suman Khorwal
AMFI-Registered Mutual Fund Distributor · ARN-154187
Suman Khorwal founded Khorwal Financials with one unshakeable belief: that every Indian family deserves access to honest, professional financial advice — not just the wealthy few. In a landscape saturated with commission-chasing distributors, Suman chose a different path — one built on transparency, client education, and long-term relationships.
With over 7 years of hands-on experience in mutual fund advisory, SIP planning, and portfolio management, Suman has guided 150+ families across India toward meaningful financial milestones — from children's education funds and home purchases to comfortable retirements and legacy planning.
As an NISM-certified and AMFI-registered distributor, Suman brings the highest level of regulatory compliance and product knowledge to every client engagement. But beyond credentials, what truly sets Suman apart is the ability to translate complex market concepts into simple, actionable strategies that real people can follow and sustain.
Whether you're a first-time investor nervous about market risk, a professional with surplus income to deploy, or a retiree seeking steady monthly income — Suman builds a plan that fits your life, not the other way around.
“My goal is not to sell you a fund. My goal is to help you sleep peacefully at night, knowing your money is working towards the life you deserve. That's what I wake up for every morning.”
— Suman Khorwal
Areas of Expertise
Credentials
Qualifications & Credentials
AMFI Registered
Active Registration ARN-154187 — Authorized Mutual Fund Distributor adhering to SEBI guidelines.
NISM Certified
National Institute of Securities Markets certification in Mutual Fund Distribution (Series V-A).
7+ Years Practice
Extensive hands-on expertise navigating bear and bull market cycles since 2017.
₹3.5 Cr+ AUM
Trusted by 150+ families across India with their life savings and wealth creation goals.
Philosophy
The Principles That Guide Us
Education Over Salesmanship
We believe an informed investor is a successful investor. We never recommend a product without ensuring you understand what it is, how it works, and why it fits your plan.
Process Over Prediction
Nobody can predict short-term market moves. We focus on what can be controlled: asset allocation, SIP discipline, cost efficiency, and emotional composure during volatility.
Relationships Over Transactions
Financial planning is a lifelong journey. We don't just open your account — we review your portfolio annually, rebalance when needed, and stand by your family through life's milestones.
The Journey
Building Trust, One Year at a Time
Suman Khorwal clears NISM certification and receives AMFI Registration (ARN-154187), establishing Khorwal Financials in Rohini, Delhi.
Crossed 50 active family portfolios and ₹1 Crore in Assets Under Management (AUM), entirely through client referrals and trust.
Partnered with NJ India Online to offer 100% paperless, secure digital onboarding, portfolio tracking, and E-SIP execution for clients across India.
Reached ₹3.5+ Crore AUM and 150+ happy families served, with a 99% client retention rate across all market conditions.
Expanding advisory capabilities with advanced retirement planning tools, automated rebalancing, and enhanced client education programs.
Start Your Journey
Ready to Invest With Confidence?
Book a free, no-obligation consultation with Suman and discover how a personalized investment plan can transform your financial future.